Terms of Service

Last Updated: October 4, 2025

1. Acceptance of Terms

By accessing or using the services, website, and applications (collectively, the "Services") provided by Dib AI Inc ("Dib", "we," "our," or "us"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you should not access or use our Services.

We reserve the right to modify these Terms at any time. Your continued use of our Services following the posting of changes constitutes your acceptance of such changes. You should review these Terms regularly.

2. Account Registration

To access certain features of our Services, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You are responsible for safeguarding your password and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

3. User Conduct

You agree not to use our Services for any purpose that is unlawful or prohibited by these Terms. You may not use the Services in any manner that could damage, disable, overburden, or impair our servers or networks, or interfere with any other party's use and enjoyment of the Services.

You agree not to:

• Use the Services for any illegal purpose or in violation of any local, state, national, or international law
• Violate or encourage others to violate the rights of third parties, including intellectual property rights
• Upload or transmit viruses, malware, or other types of malicious software
• Attempt to access, scrape, or hack our Services or other users' accounts
• Engage in any harassing, intimidating, predatory, or stalking conduct
• Impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity
• Interfere with or disrupt the operation of the Services or servers or networks connected to the Services

4. Intellectual Property

Our Services and its original content, features, and functionality are and will remain the exclusive property of Dib AI Inc and its licensors. Our Services are protected by copyright, trademark, and other laws of both the United States and foreign countries.

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, and revocable license to use our Services for your personal, non-commercial use.

5. User Content

By submitting, posting, or displaying content on or through our Services ("User Content"), you grant us a worldwide, non-exclusive, royalty-free license (with the right to sublicense) to use, copy, modify, display, distribute, and create derivative works from such User Content for the purpose of operating and providing our Services.

You represent and warrant that:

• You own the User Content posted by you or have the right to grant the rights and licenses in these Terms
• The posting and use of your User Content does not violate these Terms or any applicable law or regulation

6. AI Features and Model Training

Our Services incorporate artificial intelligence ("AI") technology to provide you with enhanced features and functionality. By using our Services, you acknowledge and agree to the following terms regarding our AI features:

6.1 AI Data Processing

You understand and agree that:

• Our Services use AI to process your data, including home inventory, documents, tasks, and other information you provide.
• We convert certain data into vector embeddings (mathematical representations) to enable AI features like semantic search and intelligent recommendations.
• These AI processes are designed to enhance your experience by making your data more accessible and useful.

6.2 AI Model Training and Improvement

By using our Services, you grant us permission to:

• Use aggregated and anonymized data derived from your use of the Services to train, improve, and develop our AI models and features.
• Analyze patterns in anonymized user interactions to enhance the quality, accuracy, and capabilities of our AI services.
• Implement learnings from such analysis to benefit all users of the Services.

We employ safeguards to protect your privacy during these processes, including data anonymization and the removal of personally identifiable information. You may opt out of having your data used for AI model improvement through your Privacy Settings, without affecting your ability to use our core services.

6.3 Data Monetization and Third-Party Sales

You acknowledge and agree that as part of our business model:

• We may sell or license aggregated, de-identified data derived from your use of the Services to third parties.
• Such data may include, but is not limited to, anonymized property information, home maintenance patterns, inventory statistics, and usage analytics.
• This data helps improve industry understanding of home management practices and may contribute to the development of better products and services.
• Third parties who purchase this data may use it for market research, product development, industry trends analysis, and other commercial purposes.

You have the right to opt out of having your data included in such sales by adjusting your preferences in the Privacy Settings section of your account or by contacting us directly. Opting out will not affect your ability to use our core services.

6.4 Artificial Intelligence Content Disclaimers and Limitations

CRITICAL NOTICE: The Services incorporate artificial intelligence technology that may generate, recommend, suggest, or otherwise provide content, advice, instructions, or other information ("AI-Generated Content"). User's access to and use of AI-Generated Content is subject to the following express disclaimers, limitations, and conditions, which User acknowledges, understands, and agrees are material terms of this Agreement:

6.4.1 No Professional Advisory Relationship

AI-Generated Content is provided solely for general informational purposes and does not constitute professional advice of any nature whatsoever. Without limiting the generality of the foregoing, AI-Generated Content shall not be construed as, relied upon as, or substituted for: (a) medical, health, safety, or wellness advice; (b) legal counsel or legal opinion; (c) financial, investment, tax, or accounting advice; (d) engineering, architectural, construction, or structural advice; (e) professional trade advice (including but not limited to electrical, plumbing, HVAC, or mechanical systems); or (f) any other form of professional consultation or expert opinion.

6.4.2 Disclaimer of Warranties and Representations

Company makes no representation, warranty, or guarantee, whether express, implied, statutory, or otherwise, regarding the accuracy, completeness, reliability, timeliness, currency, appropriateness, or suitability of AI-Generated Content for any particular purpose. User acknowledges that artificial intelligence systems are inherently probabilistic, may contain errors, omissions, or inaccuracies, and may generate content that is misleading, harmful, outdated, or contextually inappropriate.

6.4.3 Assumption of Risk

User expressly assumes all risks associated with accessing, reviewing, relying upon, or implementing AI-Generated Content. User acknowledges that any decisions made, actions taken, or omissions based in whole or in part on AI-Generated Content are made at User's sole risk, cost, and responsibility. User shall not hold Company liable for any consequences resulting from User's use of AI-Generated Content.

6.4.4 Duty to Seek Professional Consultation

User acknowledges and agrees that for all matters involving potential risk of personal injury, property damage, financial loss, legal consequence, or other material harm, User has an affirmative duty to consult with appropriately licensed, qualified, and experienced professionals before taking any action. User agrees not to rely solely upon AI-Generated Content for any decision or action that could reasonably result in adverse consequences.

6.4.5 Indemnification for AI-Related Claims

User agrees to indemnify, defend, and hold harmless Company, its officers, directors, employees, agents, licensors, and affiliates from and against any and all claims, demands, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or related to User's use of, reliance upon, or implementation of AI-Generated Content, including but not limited to claims for personal injury, wrongful death, property damage, economic loss, or professional malpractice.

7. Payment Processing and Financial Terms

7.1 Payment Processing

All payment processing services for Services purchased through the platform are provided by Stripe, Inc. ("Stripe"). By providing payment information and completing a transaction, User agrees to be bound by Stripe's Terms of Service (available at https://stripe.com/us/terms) and Privacy Policy (available at https://stripe.com/us/privacy). Company shall not be liable for any failure, delay, error, or interruption in payment processing services provided by Stripe or any other third-party payment processor.

7.2 Subscription Terms and Billing

Subscription Services: Certain features of the Services are provided on a subscription basis with recurring billing. User acknowledges and agrees that:

• Subscription fees are billed in advance on a recurring basis (monthly or annually as selected);
• All subscription fees are non-refundable except as expressly provided in these Terms;
• User authorizes Company and its payment processors to charge the payment method on file for all applicable subscription fees;
• Subscription automatically renews for successive periods of the same duration unless cancelled by User prior to the renewal date;
• Company reserves the right to modify subscription pricing upon thirty (30) days advance notice to User;
• User is responsible for maintaining current payment information and updating payment methods as necessary.

7.3 Cancellation and Refund Policy

Cancellation Rights: User may cancel subscription services at any time through account settings or by contacting customer support. Upon cancellation:

• User will retain access to paid features through the end of the current billing period;
• No refunds will be provided for the current billing period unless required by applicable law;
• Automatic renewal will be disabled and no future charges will occur;
• User data may be subject to deletion after account termination as described in our Privacy Policy.

Refund Limitations: Company does not provide refunds for subscription fees except: (a) where required by applicable law; (b) for charges resulting from unauthorized use of User's payment method, provided User notifies Company within thirty (30) days of the unauthorized charge; or (c) at Company's sole discretion for exceptional circumstances.

7.4 Billing Disputes and Chargebacks

Dispute Resolution: User agrees to contact Company directly regarding any billing disputes before initiating chargebacks, payment disputes, or reversals with payment card companies or financial institutions. Company reserves the right to:

• Immediately suspend or terminate User's account upon receipt of a chargeback or payment dispute;
• Pursue collection of disputed amounts through legal means if chargeback is deemed invalid;
• Charge User for chargeback fees, administrative costs, and legal expenses incurred in dispute resolution;
• Report delinquent accounts to credit reporting agencies and collection agencies.

7.5 Tax Obligations

User is solely responsible for determining and paying all applicable taxes, duties, tariffs, and other governmental charges (collectively, "Taxes") imposed on User's use of the Services. All fees quoted are exclusive of applicable Taxes unless expressly stated otherwise. Company may collect applicable sales taxes where required by law.

7.6 Currency and Payment Methods

All fees are quoted and payable in United States Dollars (USD) unless otherwise specified. User acknowledges that currency conversion fees imposed by payment card companies or banks are User's sole responsibility. Company reserves the right to refuse certain payment methods at its sole discretion.

8. Third-Party Services and API Dependencies

8.1 Third-Party Service Integration

The Services integrate with numerous third-party services, APIs, and platforms to provide enhanced functionality. User acknowledges and agrees that Company's Services depend on these third-party providers, and Company makes no representations or warranties regarding the availability, reliability, accuracy, or performance of such third-party services.

8.2 Artificial Intelligence Services

AI Provider Dependencies: The Services utilize artificial intelligence capabilities provided by OpenAI (GPT models), Anthropic (Claude models), and other AI service providers. User acknowledges that:

• AI services may experience downtime, rate limiting, or service interruptions beyond Company's control;
• AI responses may be inaccurate, incomplete, biased, or inappropriate for User's specific circumstances;
• Company has no control over AI model updates, changes, or discontinuation by third-party providers;
• User data processed by AI services is subject to the privacy policies and terms of service of the respective AI providers;
• Company shall not be liable for any consequences arising from AI service failures, inaccuracies, or unavailability.

8.3 Data and Information Services

Weather and Environmental Data: The Services may provide weather information, air quality data (via AirNow EPA API), and other environmental information. User acknowledges that:

• Environmental data is provided by third-party sources and may be inaccurate, delayed, or unavailable;
• User should not rely solely on provided data for health, safety, or property management decisions;
• Company disclaims all liability for decisions made based on environmental data provided through the Services;
• Data sources may change, become unavailable, or require additional fees without notice.

8.4 Vector Search and Database Services

The Services may utilize Pinecone or other vector database services for enhanced search functionality. Service availability and performance of these features depends entirely on third-party providers, and Company makes no guarantees regarding search accuracy, speed, or availability.

8.5 Third-Party Service Modifications

Company reserves the right to add, modify, or remove third-party service integrations at any time without notice. User acknowledges that such changes may affect Service functionality and agrees that Company shall not be liable for any disruption, data loss, or inconvenience resulting from third-party service changes or discontinuation.

9. Analytics, Tracking, and Data Collection

9.1 Analytics Services

The Services utilize various analytics and tracking technologies to monitor usage, improve functionality, and provide insights. User acknowledges and consents to the following data collection practices:

9.2 Amplitude Analytics and Session Replay

Behavioral Analytics: We use Amplitude, Inc. for comprehensive behavioral analytics and user experience monitoring. This includes:

• Session Recording: With User consent, we may record User sessions including screen interactions, clicks, scrolls, and navigation patterns;
• User Profiling: Creation of behavioral profiles based on usage patterns, feature adoption, and engagement metrics;
• Cross-Device Tracking: Linking User behavior across multiple devices and sessions for comprehensive analytics;
• Conversion Tracking: Monitoring User actions that lead to subscription purchases or feature adoption;
• Error Monitoring: Automatic collection of application errors, crashes, and performance issues.

9.3 Google Analytics and Advertising

The Services integrate with Google Analytics and related Google services, which may collect:

• Website usage statistics, page views, and user flow patterns;
• Device and browser information for compatibility and optimization;
• Geographic location data (country/region level) for localization;
• Marketing attribution data to measure advertising campaign effectiveness;
• Custom events and conversion tracking for business intelligence.

9.4 Performance Monitoring

Performance Monitoring: We utilize Vercel Analytics and Speed Insights to monitor application performance, load times, and user experience metrics to ensure optimal Service delivery.

9.5 Cookie Management and Consent

The Services use cookies and similar tracking technologies. User can manage cookie preferences through our Cookie Consent interface. However, User acknowledges that disabling certain tracking may limit Service functionality and personalization features.

9.6 Data Sharing with Analytics Providers

User acknowledges that data collected through analytics services is subject to the respective privacy policies of third-party providers (Amplitude, Google, Vercel). Company shall not be liable for how these providers collect, use, or protect User data beyond Company's direct control.

10. Mobile Applications and Device Permissions

10.1 Mobile Application Terms

The Services include mobile applications built using Capacitor framework for iOS and Android platforms. User acknowledges that mobile application functionality depends on device permissions and platform-specific features.

10.2 Device Permissions and Access

Required Permissions: The mobile application may request access to the following device features:

• Camera Access: For photographing inventory items, documents, receipts, and property features;
• Photo Library: For selecting existing images and saving processed photos;
• File System Access: For reading, writing, and managing documents and images;
• Device Storage: For caching data, offline functionality, and temporary file storage;
• Network Access: For synchronizing data, AI processing, and accessing cloud services;
• Notification Permissions: For sending alerts, reminders, and system notifications;
• Share Extensions: For sharing content to and from other applications.

10.3 Platform Store Compliance

User acknowledges that mobile applications are distributed through Apple App Store and Google Play Store and are subject to the respective platform terms of service and policies. Company makes no warranties regarding application availability, platform approval, or compliance with changing platform requirements.

10.4 Device Performance and Compatibility

Company does not warrant that mobile applications will function properly on all devices or operating system versions. User acknowledges that application performance may vary based on device capabilities, available storage, network connectivity, and platform limitations.

11. User-Generated Content and Intellectual Property

11.1 User Content Rights and Responsibilities

Content Ownership: User retains ownership of all content uploaded, created, or submitted through the Services ("User Content"), including but not limited to photographs, documents, text descriptions, property information, inventory data, and other materials. However, by uploading User Content, User grants Company the rights described in Section 5 of these Terms.

Content Representations: User represents and warrants that User Content:

• Is owned by User or User has the legal right to upload and share such content;
• Does not infringe upon any third party's intellectual property rights, privacy rights, or other legal rights;
• Does not contain illegal, harmful, offensive, or inappropriate material;
• Does not violate any applicable laws or regulations;
• Does not contain personally identifiable information of third parties without their consent.

11.2 Content Moderation and Monitoring

Moderation Rights: Company reserves the right, but has no obligation, to monitor, review, edit, or remove User Content at any time and for any reason, including content that:

• Violates these Terms of Service or applicable laws;
• Is reported by other users as inappropriate or infringing;
• Poses security risks or threatens system integrity;
• Contains excessive file sizes that impact system performance;
• Is determined to be spam, duplicative, or low-quality content.

11.3 Digital Millennium Copyright Act (DMCA) Compliance

DMCA Takedown Procedure: Company respects intellectual property rights and responds to valid DMCA takedown notices. If User believes content on the Services infringes User's copyright, User may submit a DMCA takedown notice containing:

• Physical or electronic signature of the copyright owner or authorized agent;
• Identification of the copyrighted work claimed to be infringed;
• Identification of the allegedly infringing material and its location on the Services;
• User's contact information (address, phone number, email address);
• Statement of good faith belief that use is not authorized by copyright owner;
• Statement that the information is accurate and User is authorized to act on behalf of copyright owner.

DMCA Counter-Notice: Users who believe their content was wrongfully removed may submit a counter-notice. Company reserves the right to terminate accounts of repeat infringers.

DMCA Contact Information: Send DMCA notices to: legal@dib.io with subject line "DMCA Takedown Notice."

12. Referral Program Terms

12.1 Referral Program Participation

Company may operate referral programs that allow Users to earn rewards for referring new users to the Services. Participation in referral programs is voluntary and subject to the following terms:

12.2 Referral Rewards and Redemption

Reward Structure: Referral rewards, if any, are determined at Company's sole discretion and may include:

• Account credits or subscription discounts;
• Extended trial periods or feature access;
• Cash rewards or gift cards (subject to applicable tax reporting requirements);
• Special recognition or status within the platform.

Redemption Requirements: Referral rewards are only earned when referred users complete specified actions, such as:

• Successfully completing account registration and email verification;
• Maintaining an active account for a specified minimum period;
• Completing onboarding requirements or making qualifying purchases;
• Meeting other criteria as specified in the referral program terms.

12.3 Referral Program Fraud Prevention

Prohibited Activities: The following activities are strictly prohibited and may result in immediate disqualification from referral programs and account termination:

• Creating fake accounts or referring non-existent persons;
• Using automated systems, bots, or scripts to generate referrals;
• Self-referral through multiple accounts or identities;
• Incentivizing referred users to immediately cancel after signup;
• Violating platform terms of service to generate referral activity;
• Engaging in spam or unsolicited marketing to generate referrals.

12.4 Tax Implications and Reporting

User acknowledges that referral rewards may constitute taxable income under applicable tax laws. For U.S. users, Company may issue Form 1099-MISC for referral rewards exceeding $600 in a calendar year. User is solely responsible for determining tax obligations and reporting referral rewards as income.

12.5 Program Modifications and Termination

Company reserves the right to modify, suspend, or terminate referral programs at any time without notice. Earned but unredeemed rewards may be forfeited upon program termination. Company shall not be liable for any losses resulting from referral program changes or discontinuation.

13. Beta Testing and Experimental Features

13.1 Beta and Experimental Feature Access

Company may provide access to beta, experimental, or pre-release features ("Beta Features") to select users or user groups. Access to Beta Features is provided "AS IS" without warranty of any kind. User acknowledges and agrees that Beta Features:

• Are not fully tested and may contain bugs, errors, or security vulnerabilities;
• May cause data loss, corruption, or system instability;
• Are subject to significant changes or complete removal without notice;
• May have limited or no technical support available;
• Are not suitable for production or critical use cases;
• May collect additional telemetry data for development purposes.

13.2 Beta Feature Data and Privacy

Data Collection: Beta Features may collect additional usage data, error logs, and feedback information to improve development. User consents to enhanced data collection when using Beta Features.

Data Protection: While Company implements reasonable safeguards, User acknowledges that Beta Features may have reduced security protections. User should not input sensitive or critical data into Beta Features.

13.3 Beta Feature Feedback and Intellectual Property

User may provide feedback, suggestions, or ideas regarding Beta Features. Company may use such feedback for development purposes without compensation or attribution. User grants Company perpetual, royalty-free rights to implement feedback in future products or services.

13.4 Feature Flag System and A/B Testing

The Services utilize a feature flag system to control feature availability and conduct A/B testing. User acknowledges that:

• Feature availability may vary between users and change without notice;
• User experience may differ from other users for testing purposes;
• Some features may be permanently disabled or removed based on testing results;
• Company collects usage data to evaluate feature effectiveness and user preferences.

14. Privacy

Your use of our Services is also governed by our Privacy Policy, which can be found at Privacy Policy. By using our Services, you consent to the collection, use, and sharing of your information as set forth in the Privacy Policy.

15. Limitation of Liability and Exclusion of Damages

15.1 General Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, IN NO EVENT SHALL COMPANY, ITS PARENT CORPORATION, SUBSIDIARIES, AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, LICENSORS, OR CONTRACTORS (COLLECTIVELY, THE "COMPANY PARTIES") BE LIABLE TO USER OR ANY THIRD PARTY FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO USER'S ACCESS TO OR USE OF THE SERVICES, REGARDLESS OF THE THEORY OF LIABILITY, WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, AND EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

15.2 Specific Exclusions for AI-Generated Content

WITHOUT LIMITING THE GENERALITY OF SECTION 15.1, THE COMPANY PARTIES SHALL HAVE NO LIABILITY WHATSOEVER FOR ANY LOSS, DAMAGE, INJURY, CLAIM, OR ANY DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, SPECIAL, OR CONSEQUENTIAL DAMAGES OF ANY KIND ARISING FROM OR RELATING TO:

• USER'S ACCESS TO, RELIANCE UPON, OR USE OF AI-GENERATED CONTENT IN ANY MANNER WHATSOEVER;
• ANY DECISION MADE, ACTION TAKEN, OR ACTION OMITTED BY USER BASED IN WHOLE OR IN PART UPON AI-GENERATED CONTENT;
• THE ACCURACY, COMPLETENESS, RELIABILITY, OR APPROPRIATENESS OF AI-GENERATED CONTENT FOR ANY PARTICULAR PURPOSE;
• PERSONAL INJURY, WRONGFUL DEATH, OR PROPERTY DAMAGE ARISING FROM USER'S IMPLEMENTATION OF AI-GENERATED RECOMMENDATIONS;
• ECONOMIC LOSS, FINANCIAL DAMAGE, OR BUSINESS INTERRUPTION RESULTING FROM USER'S RELIANCE ON AI-GENERATED CONTENT;
• PROFESSIONAL MALPRACTICE CLAIMS ARISING FROM USER'S USE OF AI-GENERATED CONTENT IN LIEU OF PROFESSIONAL CONSULTATION;
• ANY FAILURE TO WARN OF RISKS ASSOCIATED WITH ACTIVITIES SUGGESTED IN AI-GENERATED CONTENT;
• THE PERFORMANCE OR NON-PERFORMANCE OF ANY THIRD PARTY RECOMMENDED THROUGH AI-GENERATED CONTENT; OR
• ANY OTHER CONSEQUENCE, LOSS, OR DAMAGE ARISING FROM THE ARTIFICIAL INTELLIGENCE FEATURES OF THE SERVICES, WHETHER OR NOT SUCH DAMAGES WERE FORESEEABLE, AND REGARDLESS OF WHETHER COMPANY WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

15.3 Aggregate Liability Cap

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, THE COMPANY PARTIES' TOTAL AGGREGATE LIABILITY TO USER FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION ARISING OUT OF OR RELATING TO THESE TERMS OR USER'S USE OF THE SERVICES (WHETHER IN CONTRACT, TORT INCLUDING NEGLIGENCE, WARRANTY, OR OTHERWISE) SHALL NOT EXCEED THE GREATER OF: (A) ONE HUNDRED DOLLARS ($100.00); OR (B) THE TOTAL AMOUNT PAID BY USER TO COMPANY FOR THE SERVICES DURING THE SIX (6) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO LIABILITY.

15.4 Essential Terms and Conditions

USER EXPRESSLY ACKNOWLEDGES AND AGREES THAT: (A) THE LIMITATIONS, EXCLUSIONS, AND DISCLAIMERS SET FORTH IN THIS SECTION 15 AND THROUGHOUT THESE TERMS REFLECT A REASONABLE AND FAIR ALLOCATION OF RISK BETWEEN USER AND COMPANY; (B) THESE LIMITATIONS ARE AN ESSENTIAL ELEMENT OF THE BASIS OF THE BARGAIN AND AGREEMENT BETWEEN THE PARTIES; (C) COMPANY WOULD NOT BE ABLE TO PROVIDE THE SERVICES ON AN ECONOMICALLY REASONABLE BASIS WITHOUT THESE LIMITATIONS; AND (D) THESE LIMITATIONS SHALL APPLY REGARDLESS OF WHETHER THE ESSENTIAL PURPOSE OF ANY LIMITED REMEDY PROVIDED HEREIN FAILS OF ITS ESSENTIAL PURPOSE.

16. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any legal action or proceeding arising out of or relating to these Terms or your use of the Services shall be exclusively brought in the federal or state courts located in San Francisco County, California, and you consent to the personal jurisdiction of such courts.

17. Contact Us

If you have any questions about these Terms, please contact us at: